May 30 2009
Damn You Golden Handcuffs
I have recently heard that the we have reached the bottom of the price drop in home values. I have not researched the validity of this statement. Instead, I decided that I must purchase a condo and so I set up an appointment with a real estate agent. However, there are a few minor problems with my dream of home ownership:(1) I want a condo that is much nicer than the condo that I can afford(2) I want to have money saved, but I do not want to have to stop spending money So, even though I knew that there would be some problems, I met with the realtor. She gave me some information, showed me some listings and gave me a sense for what I can afford. If I wait a while longer (or borrow money from my parents which I have considered but such thoughts have caused bizarre mommy nightmares for the past 3 consecutive nights, including a particularly scary one when my parents made me pay them exorbitant prices for some crappy old art they were letting me put up in my new joint-venture apartment between myself and mommy/daddy), then I can afford a place I will really love. During that waiting period I will need to tighten the purse strings: no more shopping, minimize my eating out, limit travel, and limit (gasp! eliminate?) cabs. So after that informational meeting that just happened to be located in the middle of mag mile, I walked home and decided there could be no harm in “window shopping.” Well, apparently the stress of having to save money led me to spend more money in one day than I have in the past month. In fact for the past 3 months I have cold turkey stopped shopping (with a few odds and ends here and there - I mean I am not in prison and I have to work with ball scratchers and fat bastards so deserve a few gifts now and then). Like a drug addict, the lure of being in the store proved too much. And, as all of us addicts know, once you start you cannot stop. In fact, I was the recipient of 2 warnings from above to STOP SHOPPING. I went to purchase a belt that I love but do not need. That was the first sip that led me down a binge drinking spiral. Next I went to go look at the sale shoes. I found a pair I loved and in fact was told by a family of well dressed high-powered women that they “looked hot.” When I gave them to the sales girl, though, she told me my card had been declined. Declined? That cannot be. I have barely spent money in a while. So I called the card company and they had put a freeze on it because they were shocked at the amount of money I was prepared to spend on a pair of shoes. Yes it was a sign. But, I was too hopped up for signs. Damn you heavens with all your wisdom. So I went to another boutique and bought another pair of shoes. And, lo and behold, Hashem sent me another sign in the form of a fraud alert on my card. Did I listen? Of course not. So now what do I do? May I ask one small favor of you, my loyal fans? Please tell 1,000 or 10,000 of your closest friends to read my blog. Spinsta needs to pay for her new pair of shoes!!!